|
Table of Contents 1 Key Facts and Events 2 Executive Summary 3 Introduction 3.1 What is this Report About? 3.2 Definitions 3.3 Methodology 4 Qatari Insurance Industry Attractiveness 4.1 Insurance Industry Size, 2009–2018 5 Personal Accident and Health Insurance Segment Outlook 5.1 Key Drivers 5.2 Key Trends 5.3 Challenges 5.4 Personal Accident and Health Insurance Growth Prospects
5.4.1 Personal accident insurance 6 Analysis by Distribution Channel 6.1 Direct Marketing 6.2 Agencies 6.3 Brokers 7 Governance, Risk and Compliance 7.1 Legislation Overview and Historical Evolution 7.2 Latest Changes in Regulations 7.3 Legislation and Market Practice by Type of Insurance
7.3.1 Life insurance
7.3.2 Property insurance
7.3.3 Motor insurance
7.3.4 Liability insurance
7.3.5 Marine, aviation and transit insurance
7.3.6 Personal accident and health insurance 7.4 Compulsory Insurance
7.4.1 Motor third-party liability insurance
7.4.2 Health insurance 7.5 Supervision and Control
7.5.1 International Association of Insurance Supervisors
7.5.2 Qatar Financial Centre Regulatory Authority
7.5.3 Qatar central Bank 7.6 Non-Admitted Insurance Regulations
7.6.1 Overview
7.6.2 Intermediaries
7.6.3 Market practices
7.6.4 Fines and penalties 7.7 Company Registration and Operations
7.7.1 Types of insurance organization
7.7.2 Establishing a local company
7.7.3 Foreign ownership
7.7.4 Types of license
7.7.5 Capital requirements
7.7.6 Solvency margins
7.7.7 Reserve requirements
7.7.8 Investment regulations
7.7.9 Statutory return requirements
7.7.10 Fee structure 7.8 Taxation
7.8.1 Insurance premium or policy taxation
7.8.2 Withholding taxes on premium paid overseas
7.8.3 Corporate tax
7.8.4 VAT
7.8.5 Captives 7.9 Legal System
7.9.1 Introduction
7.9.2 Access to court
7.9.3 Alternative dispute resolution (ADR) 8 Competitive Landscape and Strategic Insights 8.1 Overview 8.2 Leading Companies in Qatari Personal Accident and Health Segment 8.3 Leading Personal Accident and Health Insurers – Product Portfolio 8.4 Qatar Insurance Company SAQ – Company Overview
8.4.1 Qatar Insurance Company SAQ – Key facts
8.4.2 Qatar Insurance Company SAQ – Key financials 8.5 Qatar General Insurance and Reinsurance Company SAQ – Company Overview
8.5.1 Qatar General Insurance and Reinsurance Company SAQ – Key Facts
8.5.2 Qatar General Insurance and Reinsurance Company SAQ – Key financials 8.6 Doha Insurance Company QSC – Company Overview
8.6.1 Doha Insurance Company QSC – Key facts
8.6.2 Doha Insurance Company – Key financials 8.7 Qatar Islamic Insurance Company – Company Overview
8.7.1 Qatar Islamic Insurance Company – Key facts
8.7.2 Qatar Islamic Insurance Company – Key financials 9 Appendix –1 9.1 Economic Performance
9.1.1 GDP at constant prices (US$)
9.1.2 GDP per capita at constant prices (US$)
9.1.3 GDP at current prices (US$)
9.1.4 GDP per capita at current prices (US$)
9.1.5 GDP by key sector
9.1.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.1.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.1.8 Manufacturing net output at current prices (US$)
9.1.9 Manufacturing net output at current prices as a percentage of GDP
9.1.10 Mining, manufacturing and utilities at current prices (US$)
9.1.11 Mining, manufacturing and utilities at current prices as a percentage of GDP
9.1.12 Construction net output at current prices (US$)
9.1.13 Construction net output at current prices as a percentage of GDP
9.1.14 Inflation rate
9.1.15 Exports as a percentage of GDP
9.1.16 Imports as a percentage of GDP
9.1.17 Merchandise exports growth
9.1.18 Merchandise imports growth
9.1.19 Annual average exchange rate QAR–US$ 9.2 Infrastructure
9.2.1 Commercial vehicle exports – total value
9.2.2 Commercial vehicle imports – total value
9.2.3 Automotive exports – total value
9.2.4 Automotive imports – total value 9.3 Labor Force
9.3.1 Labor force
9.3.2 Unemployment rate 9.4 Demographics
9.4.1 Total population
9.4.2 Urban and rural population
9.4.3 Age distribution of the total population
9.4.4 Life expectancy 10 Appendix – 2 10.1 Methodology 10.2 Contact Timetric 10.3 About Timetric 10.4 Timetric’s Services 10.5 Disclaimer
List of Tables
Table 1: Qatari Personal Accident and Health Insurance – Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Qatari Insurance Industry – Gross Written Premium by Segment (QAR Billion), 2009–2013
Table 4: Qatari Insurance Industry – Gross Written Premium by Segment (US$ Billion), 2009–2013
Table 5: Qatari Insurance Industry – Gross Written Premium by Segment (QAR Billion), 2013–2018
Table 6: Qatari Insurance Industry – Gross Written Premium by Segment (US$ Billion), 2013–2018
Table 7: Qatari Insurance Industry – Gross Written Premium by Segment (Percentage Share), 2009–2018
Table 8: Qatari Insurance Industry – Direct Written Premium by Segment (QAR Billion), 2009–2013
Table 9: Qatari Insurance Industry – Direct Written Premium by Segment (US$ Billion), 2009–2013
Table 10: Qatari Insurance Industry – Direct Written Premium by Segment (QAR Billion), 2013–2018
Table 11: Qatari Insurance Industry – Direct Written Premium by Segment (US$ Billion), 2013–2018
Table 12: Qatari Insurance Industry – Direct Written Premium by Segment (Percentage Share), 2009–2018
Table 13: Qatari Personal Accident and Health Insurance – Gross Written Premium (QAR Million), 2009–2013
Table 14: Qatari Personal Accident and Health Insurance – Gross Written Premium (QAR Million), 2013–2018
Table 15: Qatari Personal Accident and Health Insurance – Direct Written Premium (QAR Million), 2009–2013
Table 16: Qatari Personal Accident and Health Insurance – Direct Written Premium (QAR Million), 2013–2018
Table 17: Qatari Personal Accident and Health Insurance – Earned Premium (QAR Billion), 2009–2013
Table 18: Qatari Personal Accident and Health Insurance – Earned Premium (QAR Billion), 2013–2018
Table 19: Qatari Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Table 20: Qatari Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Table 21: Qatari Personal Accident and Health Insurance – Commission and Expenses (QAR Million), 2009–2013
Table 22: Qatari Personal Accident and Health Insurance – Commission and Expenses (QAR Million), 2013–2018
Table 23: Qatari Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Table 24: Qatari Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Table 25: Qatari Personal Accident and Health Insurance – Fraud and Crime (QAR Million), 2009–2013
Table 26: Qatari Personal Accident and Health Insurance – Frauds and Crimes (QAR Million), 2013–2018
Table 27: Qatari Personal Accident and Health Insurance – Total Assets (QAR Billion), 2009–2013
Table 28: Qatari Personal Accident and Health Insurance – Total Assets (QAR Billion), 2013–2018
Table 29: Qatari Personal Accident and Health Insurance – Total Investment Income (QAR Million), 2009–2013
Table 30: Qatari Personal Accident and Health Insurance – Total Investment Income (QAR Million), 2013–2018
Table 31: Qatari Personal Accident and Health Insurance – Retentions (QAR Billion), 2009–2013
Table 32: Qatari Personal Accident and Health Insurance – Retentions (QAR Billion), 2013–2018
Table 33: Qatari Personal Accident Insurance –Number of Policies Sold (Thousand), 2009–2013
Table 34: Qatari Personal Accident Insurance –Number of Policies Sold (Thousand), 2013–2018
Table 35: Qatari Personal Accident Insurance – Gross Written Premium (QAR Million), 2009–2013
Table 36: Qatari Personal Accident Insurance – Gross Written Premium (QAR Million), 2013–2018
Table 37: Qatari Personal Accident Insurance – Loss Ratio (%), 2009–2013
Table 38: Qatari Personal Accident Insurance – Loss Ratio (%), 2013–2018
Table 39: Qatari Personal Accident and Health Insurance – Direct Marketing Commission Paid (QAR Million), 2009–2013
Table 40: Qatari Personal Accident and Health Insurance –Direct Marketing Commission Paid (QAR Million), 2013–2018
Table 41: Qatari Personal Accident and Health Insurance – Gross Written Premium (QAR Million), 2009–2013
Table 42: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2013–2018
Table 43: Qatari Personal Accident and Health Insurance –Policies Sold Through Direct Marketing (Thousand),2009–2013
Table 44: Qatari Personal Accident and Health Insurance –Policies Sold Through Direct Marketing (Thousand),2013–2018
Table 45: Qatari Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Table 46: Qatari Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Table 47: Qatari Personal Accident and Health Insurance – Commission Paid to Agencies (QAR Million), 2009–2013
Table 48: Qatari Personal Accident and Health Insurance – Commission Paid to Agencies (QAR Million), 2013–2018
Table 49: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2009–2013
Table 50: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2013–2018
Table 51: Qatari Personal Accident and Health Insurance –Policies Sold Through Agencies (Thousand), 2009–2013
Table 52: Qatari Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2013–2018
Table 53: Qatari Personal Accident and Health Insurance – Number of Agencies, 2009–2013
Table 54: Qatari Personal Accident and Health Insurance – Number of Agencies, 2013–2018
Table 55: Qatari Personal Accident and Health Insurance – Commission Paid to Brokers(QAR Million), 2009–2013
Table 56: Qatari Personal Accident and Health Insurance – Commission Paid to Brokers(QAR Million), 2013–2018
Table 57: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2009–2013
Table 58: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2013–2018
Table 59: Qatari Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Table 60: Qatari Personal Accident and Health Insurance –Policies Sold Through Brokers (Thousand), 2013–2018
Table 61: Qatari Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Table 62: Qatari Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Table 63: Qatar – Life Insurance Regulatory Framework
Table 64: Qatar – Property Insurance Regulatory Framework
Table 65: Qatar – Motor Insurance Regulatory Framework
Table 66: Qatar – Liability Insurance Regulatory Framework
Table 67: Qatar – Corporate Tax Rates for the Financial Year 2015
Table 68: Qatari Insurance – Industry Shares (%), 2013
Table 69: Qatar Insurance Company SAQ – Key Facts
Table 70: Qatar Insurance Company SAQ – Key Financials (QAR Million)
Table 71: Qatar General Insurance and Reinsurance Company SAQ – Key Facts
Table 72: Qatar General Insurance and Reinsurance Company SAQ – Key Financials (QAR Million)
Table 73: Doha Insurance Company QSC – Key Facts
Table 74: Doha Insurance Company QSC – Key Financials (QAR Million)
Table 75: Qatar Islamic Insurance Company – Key Facts
Table 76: Qatar Islamic Insurance Company – Key Financials (QAR Million)
List of Figures
Figure 1: Qatari Insurance Industry – Gross Written Premium by Segment (QAR Billion), 2009–2018
Figure 2: Qatari Insurance Industry – Gross Written Premium Dynamics by Segment (2009–2018)
Figure 3: Qatari Insurance Industry – Direct Written Premium by Segment (QAR Billion), 2009–2018
Figure 4: Qatari Insurance Industry – Direct Written Premium Dynamics by Segment (2009–2018)
Figure 5: Qatari Personal Accident and Health Insurance – Gross Written Premium (QAR Million),2009–2013
Figure 6: Qatari Personal Accident and Health Insurance – Gross Written Premium (QAR Million),2013–2018
Figure 7: Qatari Personal Accident and Health Insurance – Direct Written Premium (QAR Million),2009–2013
Figure 8: Qatari Personal Accident and Health Insurance – Direct Written Premium (QAR Million), 2013–2018
Figure 9: Qatari Personal Accident and Health Insurance – Earned Premium (QAR Billion), 2009–2013
Figure 10: Qatari Personal Accident and Health Insurance– Earned Premium (QAR Billion), 2013–2018
Figure 11: Qatari Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Figure 12: Qatari Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Figure 13: Qatari Personal Accident and Health Insurance – Commission and Expenses (QAR Million), 2009–2013
Figure 14: Qatari Personal Accident and Health Insurance – Commission and Expenses (QAR Million), 2013–2018
Figure 15: Qatari Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Figure 16: Qatari Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Figure 17: Qatari Personal Accident and Health Insurance – Fraud and Crime (QAR Million), 2009–2013
Figure 18: Qatari Personal Accident and Health Insurance – Frauds and Crimes (QAR Million), 2013–2018
Figure 19: Qatari Personal Accident and Health Insurance – Total Assets (QAR Billion), 2009–2013
Figure 20: Qatari Personal Accident and Health Insurance – Total Assets (QAR Billion), 2013–2018
Figure 21: Qatari Personal Accident and Health Insurance – Total Investment Income (QAR Million), 2009–2013
Figure 22:Qatari Personal Accident and Health Insurance – Total Investment Income (QAR Million), 2013–2018
Figure 23: Qatari Personal Accident and Health Insurance – Retentions (QAR Billion), 2009–2013
Figure 24: Qatari Personal Accident and Health Insurance – Retentions (QAR Billion), 2013–2018
Figure 25: Qatari Personal Accident and Health Insurance – Investment Portfolio (QAR Billion), 2009–2013
Figure 26: Qatari Personal Accident and Health Insurance – Investment Portfolio (% Share), 2009 and2013
Figure 27: Qatari Personal Accident and Health Insurance – Penetration (%), 2009–2013
Figure 28: Qatari Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 29: Qatari Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 30: Qatari Personal Accident and Health Insurance – Premium Per Capita (QAR), 2009–2013
Figure 31: Qatari Personal Accident Insurance –Number of Policies Sold (Thousand), 2009–2013
Figure 32: Qatari Personal Accident Insurance –Number of Policies Sold (Thousand), 2013–2018
Figure 33: Qatari Personal Accident Insurance – Gross Written Premium (QAR Million),2009–2013
Figure 34: Qatari Personal Accident Insurance – Gross Written Premium (QAR Million),2013–2018
Figure 35: Qatari Personal Accident Insurance – Loss Ratio (%), 2009–2013
Figure 36: Qatari Personal Accident Insurance – Loss Ratio (%), 2013–2018
Figure 37: Qatari Personal Accident and Health Insurance – Gross Written Premium by Distribution Channel (Percentage Share), 2013 and 2018
Figure 38: Qatari Personal Accident and Health Insurance –Direct Marketing Commission Paid (QAR Million), 2009–2013
Figure 39: Qatari Personal Accident and Health Insurance – Direct Marketing Commission Paid (QAR Million), 2013–2018
Figure 40: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2009–2013
Figure 41: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2013–2018
Figure 42: Qatari Personal Accident and Health Insurance –Policies Sold Through Direct Marketing (Thousand), 2009–2013
Figure 43: Qatari Personal Accident and Health Insurance –Policies Sold Through Direct Marketing (Thousand), 2013–2018
Figure 44: Qatari Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Figure 45: Qatari Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Figure 46: Qatari Personal Accident and Health Insurance – Commission Paid to Agencies (QAR Million), 2009–2013
Figure 47: Qatari Personal Accident and Health Insurance – Commission Paid to Agencies (QAR Million), 2013–2018
Figure 48: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2009–2013
Figure 49: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2013–2018
Figure 50: Qatari Personal Accident and Health Insurance –Policies Sold Through Agencies (Thousand), 2009–2013
Figure 51: Qatari Personal Accident and Health Insurance –Policies Sold Through Agencies (Thousand), 2013–2018
Figure 52: Qatari Personal Accident and Health Insurance – Number of Agencies, 2009–2013
Figure 53: Qatari Personal Accident and Health Insurance – Number of Agencies, 2013–2018
Figure 54: Qatari Personal Accident and Health Insurance – Commission Paid to Brokers (QAR Million), 2009–2013
Figure 55: Qatari Personal Accident and Health Insurance – Commission Paid to Brokers (QAR Million), 2013–2018
Figure 56: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2009–2013
Figure 57: Qatari Personal Accident and Health Insurance – Gross Written Premium(QAR Million), 2013–2018
Figure 58: Qatari Personal Accident and Health Insurance –Policies Sold Through Brokers (Thousand), 2009–2013
Figure 59: Qatari Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Figure 60: Qatari Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Figure 61: Qatari Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Figure 62: Qatar – Insurance Regulatory Framework
Figure 63: Qatar – Insurance Supervision and Control at Various Levels
Figure 64: Qatar – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 65: Qatari Insurance – Industry Shares (%), 2013
Figure 66: Qatari GDP at Constant Prices (US$ Billion), 2009–2013
Figure 67: Qatari GDP Per Capita at Constant Prices (US$), 2009–2013
Figure 68: Qatari GDP at Current Prices (US$ Billion), 2009–2013
Figure 69: Qatari GDP Per Capita at Current Prices (US$), 2009–2013
Figure 70: Qatari GDP by Key Sector (%), 2009 and 2013
Figure 71: Qatari Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2009–2013
Figure 72: Qatari Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 73: Qatari Manufacturing Net Output at Current Prices (US$ Billion), 2009–2013
Figure 74: Qatari Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2008–2013
Figure 75: Qatari Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2009–2013
Figure 76: Qatari Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 77: Qatari Construction Net Output at Current Prices (US$ Billion), 2009–2013
Figure 78: Qatari Construction Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 79: Qatari Inflation Rate (%), 2009–2013
Figure 80: Qatari Exports as a Percentage of GDP (%), 2011–2013
Figure 81: Qatari Imports as a Percentage of GDP (%), 2011–2013
Figure 82: Qatari Merchandise Exports Growth (%), 2009–2013
Figure 83: Qatari Merchandise Imports Growth (%), 2009–2013
Figure 84: Qatari Annual Average Exchange Rate US$–QAR, 2009–2013
Figure 85: Qatari Commercial Vehicle Exports – Total Value (US$ Million), 2009–2013
Figure 86: Qatari Commercial Vehicle Imports – Total Value (US$ Million), 2009–2013
Figure 87: Qatari Automotive Exports – Total Value (US$ Million), 2009–2013
Figure 88: Qatari Automotive Imports – Total Value (US$ Billion), 2009–2013
Figure 89: Qatari Size of Labor Force (Million), 2009–2013
Figure 90: Qatari Unemployment Rate (%), 2009–2013
Figure 91: Qatari Total Population (Million), 2009–2013
Figure 92: Qatari Urban and Rural Population (%), 2009–2013
Figure 93: Qatari Population Distribution by Age (%), 2009–2013
Figure 94: Qatari Life Expectancy (Number of Years), 2009–2013
|
현재위치 : 
