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Table of Contents 1 Key Facts and Events 2 Executive Summary 3 Introduction 3.1 What is this Report About? 3.2 Definitions 3.3 Methodology 4 Kuwaiti Insurance Industry Attractiveness 4.1 Insurance Industry Size, 2009–2018 5 Personal Accident and Health Insurance Segment Outlook 5.1 Consumer Segmentation 5.2 Key Drivers 5.3 Key Trends 5.4 Challenges 5.5 Personal Accident and Health Insurance Growth Prospects by Category
5.5.1 Personal accident insurance
5.5.2 Travel insurance
5.5.3 Health insurance 6 Analysis by Distribution Channel 6.1 Direct Marketing 6.2 Bancassurance 6.3 Agencies 6.4 E-Commerce 6.5 Brokers 6.6 Other Channels 7 Governance, Risk and Compliance 7.1 Legislation Overview and Historical Evolution 7.2 Latest Changes in Regulations 7.3 Legislation and Market Practice by Type of Insurance
7.3.1 Life insurance
7.3.2 Property insurance
7.3.3 Motor insurance
7.3.4 Liability insurance
7.3.5 Marine, aviation and transit insurance
7.3.6 Personal accident and health insurance 7.4 Compulsory Insurance 7.5 Supervision and Control
7.5.1 Ministry of Commerce and Industry (MoCI) 7.6 Non-Admitted Insurance Regulations
7.6.1 Overview
7.6.2 Intermediaries
7.6.3 Market practices
7.6.4 Fines and penalties 7.7 Company Registration and Operations
7.7.1 Types of insurance organization
7.7.2 Establishing a local company
7.7.3 Foreign ownership
7.7.4 Types of license
7.7.5 Capital requirements
7.7.6 Solvency margins
7.7.7 Reserve requirements
7.7.8 Investment regulations
7.7.9 Statutory return requirements
7.7.10 Fee structure 7.8 Taxation
7.8.1 Insurance premium or policy taxation
7.8.2 Withholding taxes on premium paid overseas
7.8.3 Corporate tax
7.8.4 VAT
7.8.5 Captives 7.9 Legal System
7.9.1 Introduction
7.9.2 Access to court
7.9.3 Alternative dispute resolution (ADR) 8 Competitive Landscape and Strategic Insights 8.1 Overview 8.2 Leading Companies in the Kuwaiti Personal Accident and Health Insurance Segment 8.3 Leading Personal accident and health Insurers – Product Portfolio 8.4 Gulf Insurance and Reinsurance Company – Company Overview 8.5 Kuwait Insurance Company SAK – Company Overview 8.6 Warba Insurance Company – Company Overview 8.7 Al Ahleia Insurance Company SAK – Company Overview 8.8 Enaya Insurance Company – Company Overview 9 Appendix –1 9.1 Economic Performance
9.1.1 GDP at constant prices (US$)
9.1.2 GDP per capita at constant prices (US$)
9.1.3 GDP at current prices (US$)
9.1.4 GDP per capita at current prices (US$)
9.1.5 GDP by key sector
9.1.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.1.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.1.8 Manufacturing net output at current prices (US$)
9.1.9 Manufacturing net output at current prices as a percentage of GDP
9.1.10 Mining, manufacturing and utilities at current prices (US$)
9.1.11 Mining, manufacturing and utilities at current prices as a percentage of GDP
9.1.12 Construction net output at current prices (US$)
9.1.13 Construction net output at current prices as a percentage of GDP
9.1.14 Inflation rate
9.1.15 Exports as a percentage of GDP
9.1.16 Imports as a percentage of GDP
9.1.17 Merchandise exports growth
9.1.18 Merchandise imports growth
9.1.19 Annual average exchange rate US$–KWD 9.2 Infrastructure
9.2.1 Commercial vehicle exports – total value
9.2.2 Commercial vehicle imports – total value
9.2.3 Automotive exports – total value
9.2.4 Automotive imports – total value
9.2.5 Total internet subscribers 9.3 Labor Force
9.3.1 Labor force
9.3.2 Unemployment rate 9.4 Demographics
9.4.1 Total population
9.4.2 Urban and rural populations
9.4.3 Age distribution of the total population
9.4.4 Life expectancy 10 Appendix – 2 10.1 Methodology 10.2 Contact Timetric 10.3 About Timetric 10.4 Timetric’s Services 10.5 Disclaimer
List of Tables
Table 1: Kuwaiti Personal Accident and Health Insurance – Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Kuwaiti Insurance Industry – Gross Written Premium by Segment (KWD Million), 2009–2013
Table 4: Kuwaiti Insurance Industry – Gross Written Premium by Segment (US$ Million), 2009–2013
Table 5: Kuwaiti Insurance Industry – Gross Written Premium by Segment (KWD Million), 2013–2018
Table 6: Kuwaiti Insurance Industry – Gross Written Premium by Segment (US$ Million), 2013–2018
Table 7: Kuwaiti Insurance Industry – Gross Written Premium by Segment (Percentage Share), 2009–2018
Table 8: Kuwaiti Insurance Industry – Direct Written Premium by Segment (KWD Million), 2009–2013
Table 9: Kuwaiti Insurance Industry – Direct Written Premium by Segment (US$ Million), 2009–2013
Table 10: Kuwaiti Insurance Industry – Direct Written Premium by Segment (KWD Million), 2013–2018
Table 11: Kuwaiti Insurance Industry – Direct Written Premium by Segment (US$ Million), 2013–2018
Table 12: Kuwaiti Insurance Industry – Direct Written Premium by Segment (Percentage Share), 2009–2018
Table 13: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Category (KWD Million), 2009–2013
Table 14: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Category (US$ Million), 2009–2013
Table 15: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Category (KWD Million), 2013–2018
Table 16: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Category (US$ Million), 2013–2018
Table 17: Kuwaiti Personal Accident and Health Insurance – Direct Written Premium by Category (KWD Million), 2009–2013
Table 18: Kuwaiti Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Million), 2009–2013
Table 19: Kuwaiti Personal Accident and Health Insurance – Direct Written Premium by Category (KWD Million), 2013–2018
Table 20: Kuwaiti Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Million), 2013–2018
Table 21: Kuwaiti Personal Accident and Health Insurance – Earned Premium (KWD Million), 2009–2013
Table 22: Kuwaiti Personal Accident and Health Insurance – Earned Premium (KWD Million), 2013–2018
Table 23: Kuwaiti Personal Accident and Health Insurance – Paid Claims by Category (KWD Million), 2009–2013
Table 24: Kuwaiti Personal Accident and Health Insurance – Paid Claims by Category (US$ Million), 2009–2013
Table 25: Kuwaiti Personal Accident and Health Insurance – Paid Claims by Category (KWD Million), 2013–2018
Table 26: Kuwaiti Personal Accident and Health Insurance – Paid Claims by Category (US$ Million), 2013–2018
Table 27: Kuwaiti Personal Accident and Health Insurance – Incurred Loss by Category (KWD Million), 2009–2013
Table 28: Kuwaiti Personal Accident and Health Insurance – Incurred Loss by Category (US$ Million), 2009–2013
Table 29: Kuwaiti Personal Accident and Health Insurance – Incurred Loss by Category (KWD Million), 2013–2018
Table 30: Kuwaiti Personal Accident and Health Insurance – Incurred Loss by Category (US$ Million), 2013–2018
Table 31: Kuwaiti Personal Accident and Health Insurance – Retentions by Category (KWD Million), 2009–2013
Table 32: Kuwaiti Personal Accident and Health Insurance – Retentions by Category (US$ Million), 2009–2013
Table 33: Kuwaiti Personal Accident and Health Insurance – Retentions by Category (KWD Million), 2013–2018
Table 34: Kuwaiti Personal Accident and Health Insurance – Retentions by Category (US$ Million), 2013–2018
Table 35: Kuwaiti Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Table 36: Kuwaiti Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Table 37: Kuwaiti Personal Accident and Health Insurance – Commission and Expenses (KWD Million), 2009–2013
Table 38: Kuwaiti Personal Accident and Health Insurance – Commission and Expenses (KWD Million), 2013–2018
Table 39: Kuwaiti Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Table 40: Kuwaiti Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Table 41: Kuwaiti Personal Accident and Health Insurance – Fraud and Crime (KWD Million), 2009–2013
Table 42: Kuwaiti Personal Accident and Health Insurance – Fraud and Crime (KWD Million), 2013–2018
Table 43: Kuwaiti Personal Accident and Health Insurance – Total Assets (KWD Million), 2009–2013
Table 44: Kuwaiti Personal Accident and Health Insurance – Total Assets (KWD Million), 2013–2018
Table 45: Kuwaiti Personal Accident and Health Insurance – Total Investment Income (KWD Million), 2009–2013
Table 46: Kuwaiti Personal Accident and Health Insurance – Total Investment Income (KWD Million), 2013–2018
Table 47: Kuwaiti Personal Accident and Health Insurance – Retentions (KWD Million), 2009–2013
Table 48: Kuwaiti Personal Accident and Health Insurance – Retentions (KWD Million), 2013–2018
Table 49: Kuwaiti Personal Accident Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 50: Kuwaiti Personal Accident Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 51: Kuwaiti Personal Accident Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 52: Kuwaiti Personal Accident Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 53: Kuwaiti Personal Accident Insurance – Loss Ratio (%), 2009–2013
Table 54: Kuwaiti Personal Accident Insurance – Loss Ratio (%), 2013–2018
Table 55: Kuwaiti Travel Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 56: Kuwaiti Travel Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 57: Kuwaiti Travel Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 58: Kuwaiti Travel Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 59: Kuwaiti Travel Insurance – Loss Ratio (%), 2009–2013
Table 60: Kuwaiti Travel Insurance – Loss Ratio (%), 2013–2018
Table 61: Kuwaiti Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 62: Kuwaiti Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 63: Kuwaiti Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 64: Kuwaiti Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 65: Kuwaiti Health Insurance – Direct Written Premium (KWD Million), 2009–2013
Table 66: Kuwaiti Health Insurance – Direct Written Premium (KWD Million), 2013–2018
Table 67: Kuwaiti Health Insurance – Loss Ratio (%), 2009–2013
Table 68: Kuwaiti Health Insurance – Loss Ratio (%), 2013–2018
Table 69: Kuwaiti Health Insurance – Retentions (KWD Million), 2009–2013
Table 70: Kuwaiti Health Insurance – Retentions (KWD Million), 2013–2018
Table 71: Kuwaiti Personal Accident and Health Insurance – Direct Marketing Commission Paid (KWD Million), 2009–2013
Table 72: Kuwaiti Personal Accident and Health Insurance – Direct Marketing Commission Paid (KWD Million), 2013–2018
Table 73: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 74: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 75: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Table 76: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Table 77: Kuwaiti Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Table 78: Kuwaiti Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Table 79: Kuwaiti Personal Accident and Health Insurance – Bancassurance Commission Paid (KWD Thousand), 2009–2013
Table 80: Kuwaiti Personal Accident and Health Insurance – Bancassurance Commission Paid (KWD Thousand), 2013–2018
Table 81: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 82: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 83: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Bancassurance, 2009–2013
Table 84: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Bancassurance, 2013–2018
Table 85: Kuwaiti Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2009–2013
Table 86: Kuwaiti Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2013–2018
Table 87: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Agencies (KWD Million), 2009–2013
Table 88: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Agencies (KWD Million), 2013–2018
Table 89: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 90: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 91: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2009–2013
Table 92: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2013–2018
Table 93: Kuwaiti Personal Accident and Health Insurance – Number of Agencies, 2009–2013
Table 94: Kuwaiti Personal Accident and Health Insurance – Number of Agencies, 2013–2018
Table 95: Kuwaiti Personal Accident and Health Insurance – E-Commerce Commission Paid (KWD Thousand), 2009–2013
Table 96: Kuwaiti Personal Accident and Health Insurance – E-Commerce Commission Paid (KWD Thousand), 2013–2018
Table 97: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 98: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 99: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through E-Commerce, 2009–2013
Table 100: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through E-Commerce, 2013–2018
Table 101: Kuwaiti Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2009–2013
Table 102: Kuwaiti Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2013–2018
Table 103: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Brokers (KWD Million), 2009–2013
Table 104: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Brokers (KWD Million), 2013–2018
Table 105: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 106: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 107: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Table 108: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Table 109: Kuwaiti Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Table 110: Kuwaiti Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Table 111: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Other Channels (KWD Thousand), 2009–2013
Table 112: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Other Channels (KWD Thousand), 2013–2018
Table 113: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Table 114: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Table 115: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Other Channels, 2009–2013
Table 116: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Other Channels, 2013–2018
Table 117: Kuwaiti Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2009–2013
Table 118: Kuwaiti Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2013–2018
Table 119: Kuwait – Life Insurance Regulatory Framework
Table 120: Kuwait – Property Insurance Regulatory Framework
Table 121: Kuwait – Motor Insurance Regulatory Framework
Table 122: Kuwait – Liability Insurance Regulatory Framework
Table 123: Kuwait – Corporate Tax Rates for the Financial Year 2015
Table 124: List of Key Insurers in the Kuwait Personal Accident and Health Insurance Segment, 2013
List of Figures
Figure 1: Kuwaiti Insurance Industry – Gross Written Premium by Segment (KWD Million), 2009–2018
Figure 2: Kuwaiti Insurance Industry – Gross Written Premium Dynamics by Segment (2009–2018)
Figure 3: Kuwaiti Insurance Industry – Direct Written Premium by Segment (KWD Million), 2009–2018
Figure 4: Kuwaiti Insurance Industry – Direct Written Premium Dynamics by Segment (2009–2018)
Figure 5: Gross Written Premium and Health Expenditure Statistics, 2009−2013
Figure 6: Population Distribution by Age Group – 2009 and 2013
Figure 7: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Category (KWD Million), 2009–2018
Figure 8: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 9: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 10: Kuwaiti Personal Accident and Health Insurance – Direct Written Premium by Category (KWD Million), 2009–2018
Figure 11: Kuwaiti Personal Accident and Health Insurance – Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 12: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 13: Kuwaiti Personal Accident and Health Insurance – Earned Premium (KWD Million), 2009–2013
Figure 14: Kuwaiti Personal Accident and Health Insurance – Earned Premium (KWD Million), 2013–2018
Figure 15: Kuwaiti Personal Accident and Health Insurance – Paid Claims by Category (KWD Million), 2009–2018
Figure 16: Kuwaiti Personal Accident and Health Insurance – Incurred Loss by Category (KWD Million), 2009–2018
Figure 17: Kuwaiti Personal Accident and Health Insurance – Retentions by Category (KWD Million), 2009–2018
Figure 18: Kuwaiti Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Figure 19: Kuwaiti Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Figure 20: Kuwaiti Personal Accident and Health Insurance – Commission and Expenses (KWD Million), 2009–2013
Figure 21: Kuwaiti Personal Accident and Health Insurance – Commission and Expenses (KWD Million), 2013–2018
Figure 22: Kuwaiti Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Figure 23: Kuwaiti Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Figure 24: Kuwaiti Personal Accident and Health Insurance – Fraud and Crime (KWD Million), 2009–2013
Figure 25: Kuwaiti Personal Accident and Health Insurance – Fraud and Crime (KWD Million), 2013–2018
Figure 26: Kuwaiti Personal Accident and Health Insurance – Total Assets (KWD Million), 2009–2013
Figure 27: Kuwaiti Personal Accident and Health Insurance – Total Assets (KWD Million), 2013–2018
Figure 28: Kuwaiti Personal Accident and Health Insurance – Total Investment Income (KWD Million), 2009–2013
Figure 29: Kuwaiti Personal Accident and Health Insurance – Total Investment Income (KWD Million), 2013–2018
Figure 30: Kuwaiti Personal Accident and Health Insurance – Retentions (KWD Million), 2009–2013
Figure 31: Kuwaiti Personal Accident and Health Insurance – Retentions (KWD Million), 2013–2018
Figure 32: Kuwaiti Personal Accident and Health Insurance – Investment Portfolio (KWD Million), 2009–2013
Figure 33: Kuwaiti Personal Accident and Health Insurance – Investment Portfolio (% Share), 2009 and 2013
Figure 34: Kuwaiti Personal Accident and Health Insurance Penetration (%), 2009–2013
Figure 35: Kuwaiti Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 36: Kuwaiti Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 37: Kuwaiti Personal Accident and Health Insurance – Premium Per Capita (KWD), 2009–2013
Figure 38: Kuwaiti Personal Accident Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 39: Kuwaiti Personal Accident Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 40: Kuwaiti Personal Accident Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 41: Kuwaiti Personal Accident Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 42: Kuwaiti Personal Accident Insurance – Loss Ratio (%), 2009–2013
Figure 43: Kuwaiti Personal Accident Insurance – Loss Ratio (%), 2013–2018
Figure 44: Kuwaiti Travel Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 45: Kuwaiti Travel Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 46: Kuwaiti Travel Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 47: Kuwaiti Travel Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 48: Kuwaiti Travel Insurance – Loss Ratio (%), 2009–2013
Figure 49: Kuwaiti Travel Insurance – Loss Ratio (%), 2013–2018
Figure 50: Kuwaiti Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 51: Kuwaiti Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 52: Kuwaiti Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 53: Kuwaiti Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 54: Kuwaiti Health Insurance – Direct Written Premium (KWD Million), 2009–2013
Figure 55: Kuwaiti Health Insurance – Direct Written Premium (KWD Million), 2013–2018
Figure 56: Kuwaiti Health Insurance – Loss Ratio (%), 2009–2013
Figure 57: Kuwaiti Health Insurance – Loss Ratio (%), 2013–2018
Figure 58: Kuwaiti Health Insurance – Retentions (KWD Million), 2009–2013
Figure 59: Kuwaiti Health Insurance – Retentions (KWD Million), 2013–2018
Figure 60: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium by Distribution Channel (% Share), 2013 and 2018
Figure 61: Kuwaiti Personal Accident and Health Insurance – Direct Marketing Commission Paid (KWD Million), 2009–2013
Figure 62: Kuwaiti Personal Accident and Health Insurance – Direct Marketing Commission Paid (KWD Million), 2013–2018
Figure 63: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 64: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 65: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Figure 66: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Figure 67: Kuwaiti Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Figure 68: Kuwaiti Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Figure 69: Kuwaiti Personal Accident and Health Insurance – Bancassurance Commission Paid (KWD Thousand), 2009–2013
Figure 70: Kuwaiti Personal Accident and Health Insurance – Bancassurance Commission Paid (KWD Thousand), 2013–2018
Figure 71: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 72: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 73: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Bancassurance, 2009–2013
Figure 74: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Bancassurance, 2013–2018
Figure 75: Kuwaiti Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2009–2013
Figure 76: Kuwaiti Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2013–2018
Figure 77: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Agencies (KWD Million), 2009–2013
Figure 78: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Agencies (KWD Million), 2013–2018
Figure 79: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 80: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 81: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2009–2013
Figure 82: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2013–2018
Figure 83: Kuwaiti Personal Accident and Health Insurance – Number of Agencies, 2009–2013
Figure 84: Kuwaiti Personal Accident and Health Insurance – Number of Agencies, 2013–2018
Figure 85: Kuwaiti Personal Accident and Health Insurance – E-Commerce Commission Paid (KWD Thousand), 2009–2013
Figure 86: Kuwaiti Personal Accident and Health Insurance – E-Commerce Commission Paid (KWD Thousand), 2013–2018
Figure 87: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 88: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 89: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through E-Commerce, 2009–2013
Figure 90: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through E-Commerce, 2013–2018
Figure 91: Kuwaiti Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2009–2013
Figure 92: Kuwaiti Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2013–2018
Figure 93: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Brokers (KWD Million), 2009–2013
Figure 94: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Brokers (KWD Million), 2013–2018
Figure 95: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 96: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 97: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Figure 98: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Figure 99: Kuwaiti Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Figure 100: Kuwaiti Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Figure 101: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Other Channels (KWD Thousand), 2009–2013
Figure 102: Kuwaiti Personal Accident and Health Insurance – Commission Paid to Other Channels (KWD Thousand), 2013–2018
Figure 103: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2009–2013
Figure 104: Kuwaiti Personal Accident and Health Insurance – Gross Written Premium (KWD Million), 2013–2018
Figure 105: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Other Channels, 2009–2013
Figure 106: Kuwaiti Personal Accident and Health Insurance – Policies Sold Through Other Channels, 2013–2018
Figure 107: Kuwaiti Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2009–2013
Figure 108: Kuwaiti Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2013–2018
Figure 109: Kuwait – Insurance Regulatory Framework
Figure 110: Kuwait – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 111: Kuwaiti GDP at Constant Prices (US$ Billion), 2009–2013
Figure 112: Kuwaiti GDP Per Capita at Constant Prices (US$), 2009–2013
Figure 113: Kuwaiti GDP at Current Prices (US$ Billion), 2009–2013
Figure 114: Kuwaiti GDP Per Capita at Current Prices (US$), 2009–2013
Figure 115: Kuwaiti GDP by Key Sector (%), 2009 and 2013
Figure 116: Kuwaiti Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2009–2013
Figure 117: Kuwaiti Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 118: Kuwaiti Manufacturing Net Output at Current Prices (US$ Billion), 2009–2013
Figure 119: Kuwaiti Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 120: Kuwaiti Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2009–2013
Figure 121: Kuwaiti Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 122: Kuwaiti Construction Net Output at Current Prices (US$ Billion), 2009–2013
Figure 123: Kuwaiti Construction Output at Current Prices as a Percentage of GDP (%), 2009–2013
Figure 124: Kuwaiti Inflation Rate (%), 2009–2013
Figure 125: Kuwaiti Exports as a Percentage of GDP (%), 2009–2013
Figure 126: Kuwaiti Imports as a Percentage of GDP (%), 2009–2013
Figure 127: Kuwaiti Merchandise Exports Growth (%), 2009–2013
Figure 128: Kuwaiti Merchandise Imports Growth (%), 2009–2013
Figure 129: Kuwaiti Annual Average Exchange Rate US$–KWD, 2009–2013
Figure 130: Kuwaiti Commercial Vehicle Exports – Total Value (US$ Million), 2009–2013
Figure 131: Kuwaiti Commercial Vehicle Imports – Total Value (US$ Million), 2009–2013
Figure 132: Kuwaiti Automotive Exports – Total Value (US$ Million), 2009–2013
Figure 133: Kuwaiti Automotive Imports – Total Value (US$ Billion), 2009–2013
Figure 134: Kuwaiti Internet Subscriptions (Millions), 2009–2013
Figure 135: Kuwaiti Size of Labor Force (Million), 2009–2013
Figure 136: Kuwaiti Unemployment Rate (%), 2009–2013
Figure 137: Kuwaiti Total Population (Million), 2009–2013
Figure 138: Kuwaiti Urban and Rural Populations (%), 2009–2013
Figure 139: Kuwaiti Population Distribution by Age (%), 2009–2013
Figure 140: Kuwaiti Life Expectancy (Years), 2009–2013
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